Do I need a solicitor to buy a house?
Yes - in Scotland, a solicitor is required to handle the legal process of buying or selling a property, including submitting offers and completing the transaction.
How long does conveyancing take in Scotland?
Most property transactions in Scotland take between 6 to 12 weeks, but it can vary depending on the chain, mortgage approvals, and how quickly paperwork is completed.
I have paid off my mortgage, and the bank are telling me I need a solicitor. Why is this?
Once your mortgage has been fully repaid, the lender will usually need to remove their legal charge from your property title at the Land Registry. Our team can handle this process for you, ensuring the charge is formally discharged and your ownership records are updated correctly. We can take care of the necessary paperwork and liaise with your lender to complete the process efficiently.
Can I gift my property to my children?
Yes, it is possible to gift your property to your children, but there are important legal, tax, and financial implications to consider. These may include Land and Buildings Transaction Tax, Capital Gains Tax, and potential impacts on care fee assessments or future inheritance. Our team can advise you on the process, help you understand the risks and obligations, and ensure the transfer is completed correctly and in line with your wider estate planning goals.
My partner and I are separating. Can you help with the sale of our house?
We can assist you with the legal aspects of selling a property during a separation, including agreeing ownership interests, dealing with mortgage arrangements, and ensuring the sale proceeds are distributed correctly, helping to ensure the process is handled fairly, clearly, and with as little stress as possible.
